According to the Word of God, the default destination of every human being is hell. Though this is not a pleasant subject or a fun fact, it is true nonetheless.
And unless something is done by the individual to change the default as it relates to his personal future, the default will not change.
The Lord Jesus left no wiggle room in this equation. He stated it flatly and cleanly. Whoever wishes to repudiate His words, transform them into something more comfortable, or liquefy them with the universal solvent is obviously not concerned about truth but has both a different agenda and an ulterior motive.
The truth is clear:
“You must be born again.” [John 3:7]
If one must be born again, it proves the first birth, that from the womb, is merely a step in the process that leads to eternal life. If one chooses to stop his progress and never be born again, that is, never change the default, then one will end up living for this world as if it were the destination that matters. And once one does this, one will eventually make choices that concern only one’s life in this world, and therefore will choose to absolve himself of any pesky moral restraints that might hinder his progress, whether or not some level of human virtue is involved.
Hence, the Torah will not apply. The Law of God will be perceived as restrictive toward one’s goals. The teachings of the Lord Jesus will be seen as unworkable, untrustworthy, non-applicable to our “modern” world, and an albatross around the neck of one’s earthly goals and ambition. Compromise will be the order of the day. Justifying pet sins will become routine.
If life in the here and now is most important and if our social standing and reputation, whether secular or religious, is paramount, then whatever must be done to achieve such and maintain such will be the priority. This is why there is such a wide gulf that can never be bridged between making this world one’s priority as opposed to the next, though some attempt to do both. And sadly, since they are familiar with the Word of God, the worst offenders regarding this are “Christians.”
Again, no new birth, no change in eternal destination:
“He who believes in Him is not judged; he who does not believe has been judged already, because he has not believed in the name of the only begotten Son of God.” [John 3:18]
What exactly does it mean to believe in the name of the only begotten Son of God?
Now on the last day, the great day of the feast, Jesus stood and cried out, saying,
“If anyone is thirsty, let him come to Me and drink.
“He who believes in Me, as the Scripture said, ‘From his innermost being will flow rivers of living water.’”
But this He spoke of the Spirit, whom those who believed in Him were to receive; for the Spirit was not yet given, because Jesus was not yet glorified. [John 7:37-39]
In this passage John makes a further connection to what believing in the Lord and in His Name entails. He quotes the Lord Jesus as saying that all who believe in Him according to Scripture (not in accordance with man-made doctrines) will receive the infilling of the Spirit of God and become the repository of a living stream flowing forth.
Moreover, the Lord proclaimed these profound words on the last day of the Feast of Sukkot (or Booths). That He stated such on that particular day is both quite revealing and very significant.
Are we not traveling through this earth and through time as within a mere temporary dwelling? In other words, if you were a child of the fifties and possessed one of those old mini pedal cars in the form of a real car, or if you rode around on a “big wheel” as a child thirty years later, you certainly did not think, even as a child, that such toys were the end product. You knew they were mere representations of real vehicles. You hoped to grow up one day and get a real car. Why then would one live for this world, and try to gain as much money, as many possessions, and as much authority over other people as possible instead of living for whatever may be the will of God?
This world is merely a proving ground. It is a test. It is designed to separate the real from the unreal, and to bring forth those who love the Lord and distinguish them from those who do not. It is a celestial halfway house created to cull out the lovers of darkness from the children of light and to reveal and bring forth the sons of God.
Thus, those who live for this world as if it is the only world do not believe in the Lord or the next world. Or they believe the lie that heaven is the default destination for everyone.
Returning to the Lord’s quote, with additional teaching, we see:
“He who believes in Him is not judged; he who does not believe has been judged already, because he has not believed in the name of the only begotten Son of God.
“This is the judgment, that the Light has come into the world, and men loved the darkness rather than the Light, for their deeds were evil. For everyone who does evil hates the Light, and does not come to the Light for fear that his deeds will be exposed. But he who practices the truth comes to the Light, so that his deeds may be manifested as having been wrought in God.” [John 3:18-21]
Selfishness is not wrought in God. Greed is not wrought in God. Looking out for number one is not wrought in God. Living for this world is not wrought in God. Refusing to love the Lord with all of one’s heart, mind, and strength is not wrought in God. Refusing to love one’s neighbor as oneself is not wrought in God. Adultery, murder, lying, stealing, coveting—none of these is wrought in God but the majority of human beings practice such things on a daily basis—and never repent—because they have no intention of stopping—because they like it—and because they love the darkness.
And because of their lack of belief in and obedience to the Lord—the only One who has the cure for the disease of sin—there will be judgment for their sin.
But you, beloved, ought to remember the words that were spoken beforehand by the apostles of our Lord Jesus Christ, that they were saying to you, “In the last time there will be mockers, following after their own ungodly lusts.” These are the ones who cause divisions, worldly-minded, devoid of the Spirit. But you, beloved, building yourselves up on your most holy faith, praying in the Holy Spirit, keep yourselves in the love of God, waiting anxiously for the mercy of our Lord Jesus Christ to eternal life. [Jude 1:17-21] 
Jude is speaking here of certain “Christians.” Unreal Christians. Faux Bros. Tares. Wild wheat. These people are:
(2) Followers of their own ungodly lusts
(3) Those who cause divisions
(5) And last but not least, devoid of the Spirit
Items 1-4 are due to item 5: Being devoid of the Spirit of God causes one to be all of the above (and more).
But believing in the Lord according to the Word of God means one will receive the Holy Spirit and thus be transformed in heart and mind. Instead of being worldly-minded and living for this world, one will be spiritually-minded and live for the next. One will no longer strive to fulfill the lusts of one’s flesh, but crucify one’s flesh. One will chuck a dead human mind right out the door and incorporate a spiritual mind, and even possess the mind of Christ. Now that’s a big deal!
But it takes a big deal to get there.
It takes real repentance—effectively hurling oneself upon a funeral pyre.
It takes going under water in the Name above all names, in the powerful sin-destroying and devil-delivering Name of Yehoshua HaMashiach.
And it takes being filled with His Holy Spirit.
Many believers worldwide are coming into a greater understanding of these facts.
Nevertheless, this has always been far too much for the average “Christian,” and it is why the average “Christian” more closely resembles a guy in a costume or a woman at a masquerade. For these people, covering up and deceiving one another is far superior to being transparent.
Looking and acting like a “Christian” from without, frosting one’s cake with mere human virtue, and thinking salvation consists of being a nice guy and never fighting evil is attributable to pure Phariseeism (and there were many “nice” Pharisees to go along with the jerks).
In the final analysis, Unreal Christianity has constructed a false front, a Fake World, and as a point of law has rejected the Lord’s definition and method of spiritual birth and has replaced it with any number of counterfeits. Hiding one’s darkness has thus become the norm and is preferable to potentially shining one’s light (or having the Light shine upon one). At the heart of this is simple human pride—that which is much more concerned about outward perception and keeping up appearances.
But the Lord made a way to destroy such pride. He made it possible to throw off the yoke of pretense and fraud.
He traveled through this temporary life as one of us and established the means of re-creation. The Spirit of God became resident within human flesh and resulted in a perfect, sinless Human Being—the only begotten Son of God. The Son of God was then glorified, a process that had to take place to allow His Spirit to be given.
As a result, the Lord’s Holy Spirit can now dwell within “whosoever will,” just as it happened for those at Pentecost and for many millions since, and anyone can be fully born again…
© 2013 by RJ Dawson. All Rights Reserved.
 Unless otherwise noted all Scriptures are taken from the New American Standard Bible, © 1960, 1963, 1968, 1971, 1972, 1973, 1975, 1977, 1995 by The Lockman Foundation. Used by permission.